Maximize Your Tax Refund Toward a New or Used Vehicle
Turn your tax return into your next ride at Steve Padgett’s Honda Of Lake Murray. Use your refund as a down payment, lower your monthly payments, or get pre-approved with no money down. We help drivers in Irmo, Columbia, Lexington, Chapin, and Elgin make the most of tax season with affordable financing options on new and used vehicles.
Financing & Lease Options
At Steve Padgett’s Honda Of Lake Murray, we proudly provide expert Honda financing and leasing solutions to drivers throughout Irmo, Columbia, Lexington, Chapin, and Elgin, South Carolina. Whether you're shopping for a brand-new Honda Accord, CR-V, or Civic—or searching for a dependable used vehicle—our finance department is here to help. We offer competitive Honda auto loan rates, flexible lease specials, and a variety of options tailored to fit every credit situation. From first-time car buyers to customers with bad credit or no credit history, we work with trusted lenders to find the right financing solution. Our goal is to make it easy for drivers across the Columbia metro area to get approved and drive home in the Honda they love.
We make it easy to get behind the wheel of the Honda you love with online pre-approval, trade-in assistance, and tailored financing for all credit types. Whether you're comparing lease vs. purchase options or applying for your first auto loan, our friendly finance experts are ready to guide you every step of the way.
📍 Address: 750 Western Ln, Irmo, SC 29063
📞 Phone: (803) 392-0488
“I was nervous about financing a new car, but the team at Steve Padgett’s Honda Of Lake Murray made it incredibly easy. They walked me through the entire process, explained everything clearly, and helped me get a great rate. I drove off the lot with confidence and peace of mind. Highly recommend them for anyone financing a Honda in the Irmo or Columbia area!”
— Jessica M., Google
Steve Padgett
Brian Myers
Troy Adams
Robert Temple
Greg Walters
Adrian Riley
Randy Creech
David Cortes
Shane Mikolajczak
Chris Brown
Erick Vega
Lee Kapanowski
Mike Hook
Christy Claytor
Kimberly Blackwell
Do you offer vehicle financing for new and used cars?
Yes. At Steve Padgett’s Honda of Lake Murray, we offer competitive financing options for both new Honda vehicles and used cars and SUVs. Our finance team works with a network of lenders to help drivers in Irmo, Columbia, Lexington, Chapin, and Elgin find the right auto loan.
What’s the difference between leasing and financing a Honda?
Leasing typically offers lower monthly payments and lets you drive a new Honda every few years with fewer long-term maintenance concerns. Financing means you're working toward full ownership, allowing for more flexibility and long-term value. Our finance experts will help you compare both options and choose what’s best for your lifestyle and budget.
Can I get approved for financing with bad credit or no credit history?
Absolutely. Our finance department works with all credit types—including bad credit, no credit, and first-time buyers. We specialize in finding solutions to help you get behind the wheel, regardless of your credit situation.
Can I apply for financing online?
Yes, you can apply for financing online through our secure application form. It’s fast, easy, and available 24/7 for drivers in Irmo, Columbia, and surrounding South Carolina communities.
Do you offer any financing specials or lease deals?
Yes, we regularly offer Honda financing specials and lease offers to help you save on your next vehicle. Visit our dealership or browse our website to view current promotions available throughout the Irmo and Columbia metro area.
Is a down payment required to finance a vehicle?
Not always. While a down payment can help reduce your monthly payments or improve loan terms, we offer flexible options for buyers with different financial needs. Our team will help you explore financing with or without a down payment based on your situation.
